This summary explains how our rent-to-own financing works. It is provided for convenience only. Full details are contained in the Equipment Rent-to-Own Agreement provided after system design and proposal process is completed.

What This Is

This is a rent-to-own agreement, not a traditional loan.

• You rent the oxygen system from DPG Supply Inc.
• Each monthly payment counts toward ownership
• DPG owns the equipment until it is fully paid
• Once paid in full, ownership transfers to you automatically

Monthly Payment

• $500 per month (Negotiable – we’re humans!)
• Due once per month on the agreed payment date
• Payments are applied toward the total rent-to-own price

Zero-Interest Period

• 12 months of zero interest
• No interest is charged during the first 12 months if payments are made on time

Important:

• If a payment becomes more than 30 days past due, the zero-interest period ends
• Interest will then apply as described below

Interest After the Promotion

• Interest rate: 12.5% per year
• Interest begins:
  • After the 12-month zero-interest period or
  • Immediately if the zero-interest period is lost due to late payment
• Interest is calculated monthly on the remaining balance

Ownership & Repossession

• DPG Supply Inc. retains ownership of the equipment until fully paid
• If payments become 60 days or more delinquent, DPG may:
  • Terminate the agreement
  • Repossess the equipment
• Repossession costs may be charged to the customer

Warranty & Service

• DPG provides a comprehensive warranty covering defects and normal operation
• Customers are not responsible for repairs covered under warranty
• Customers are responsible only for damage caused by misuse, neglect, or unauthorized modification

Insurance

• Customers are required to maintain reasonable insurance coverage for the equipment while unpaid
• Insurance protects against loss, theft, or major damage
• Payment obligations remain in effect even if the equipment is damaged or destroyed

Why Customers Choose This Option

Many customers use rent-to-own payments to replace oxygen rental costs.

Producing oxygen on-site often:

• Eliminates ongoing oxygen rental fees
• Lowers long-term operating costs
• Allows the system to pay for itself over time

Actual savings vary by use and are not guaranteed.

Important Notes

• This summary is not a contract
• All terms are governed by the full Equipment Rent-to-Own Agreement
• Ontario and Canadian law apply

Questions?

We’re happy to explain how rent-to-own works and help you decide if it’s a good fit for your operation.

DPG Supply Inc.
📍 Smithville, Ontario